General Liability Claims Rep (PD)
Job Description
General Liability Claims Representative (Property Damage) Job Summary Seeking a dedicated and experienced General Liability Claims Representative (Property Damage) to join a team. This role involves managing a portfolio of low to moderately complex general liability claims, including property damage, bodily injury, and construction-related claims. The ideal candidate will have a strong understanding of commercial lines products, policy language, and effective claims handling practices. This is a fully remote position, offering the flexibility to work from anywhere while contributing to a dynamic and growing organization.
Compensation
Package Salary Range: $80,000 - $95,000 per year + bonus opportunities Competitive benefits package, 401(k), paid time off, professional development opportunities, etc.
Responsibilities
Investigate, evaluate, and resolve low to moderately complex general liability claims, including property damage, bodily injury, and construction-related claims. Analyze and interpret commercial policy language to determine coverage and communicate decisions effectively through written correspondence, including reservation of rights and denial letters. Evaluate damages, establish reserves, and escalate cases with potential exposure above authority levels. Negotiate fair and accurate claim settlements in good faith. Manage litigated claim files, collaborating with defense counsel to execute appropriate plans of action and bring cases to resolution. Retain experts and vendors as needed to achieve optimal claim outcomes while controlling expenses. Maintain accurate and detailed documentation in a paperless claims system. Communicate with internal departments regarding claim developments and trends. Demonstrate an understanding of reserving requirements and philosophies, maintaining appropriate reserves on all assigned files. Qualifications/Requirements Experience: 3-5 years of experience in adjusting commercial liability claims, with a proven track record of increasing responsibility and excellent customer service. Licenses: Must hold a public adjuster license in Florida and/or Texas, with the ability to obtain additional licenses as needed. Education: College degree preferred; high school diploma or equivalent required. Skills Strong understanding of commercial lines products, policy language, exclusions, and ISO forms. Proficiency in claims handling and litigation management. Excellent written and verbal communication skills. Ability to manage workloads effectively and meet quality and quantity production goals.