Money Transmitter Licensing & Regulatory Consultant (US)
About Elibrium Elibrium is a global financial infrastructure company transforming the way businesses issue cards, manage spend, and run payments at scale. We provide instant virtual card issuing, US Visa BINs, multi-currency support, real-time transaction monitoring, and API-driven automation – enabling companies to modernize financial operations easily. We are expanding our regulatory footprint in the United States to support direct crypto-to-USD conversion and money transmission capabilities within a fully compliant framework. The Opportunity We are seeking a senior, hands-on Regulatory Licensing Consultant to lead Elibrium’s US licensing strategy and execution, including:
- FinCEN MSB alignment
- State Money Transmitter License (MTL) rollout
- Regulatory structuring for crypto/stablecoin-to-USD conversion
- NMLS filings and regulator engagement
This role is ideal for an experienced individual practitioner who has personally led licensing processes end-to-end.
Key Responsibilities
- Assess Elibrium’s crypto-to-USD transaction flow and regulatory exposure
- Build a state-by-state licensing roadmap for US money transmission operations
- Lead Wave 1 and Wave 2 Money Transmitter License applications through NMLS
- Prepare and manage MU1, MU2, surety bond documentation, and financial disclosures
- Support development and maturity of BSA/AML and OFAC compliance programs
- Respond directly to state regulator inquiries, deficiency letters, and licensing exams
- Advise on virtual currency and stablecoin conversion treatment across jurisdictions
- Coordinate licensing strategy with partners such as Highnote and banking providers
- Serve as a long-term regulatory advisor as Elibrium internalizes key payment rails
Ideal Candidate Profile We are specifically looking for a senior individual consultant. Strong candidates will have:
- 10+ years of experience in US fintech regulatory compliance or licensing
- Direct ownership of Money Transmitter License approvals across multiple states
- Deep familiarity with NMLS filings, including MU1 and MU2 workflows
- Experience with crypto, stablecoin, or virtual currency conversion compliance
- Proven ability to interact with regulators and manage licensing examinations
- Background as a Head of Compliance, licensing lead, examiner, or in-house regulatory operator
- Practical execution mindset with strong attention to detail
Engagement Details
- Long-term collaboration preferred
- Remote, US-based strongly preferred
- Competitive monthly compensation based on experience and scope
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