Product Owner (Fintech experienced)_cards aquiring CONTRACT (EU only)
Senior Product Manager – Payments & Acquiring
Under a B2B contract, the Senior Product Manager will own and shape the Card Acquiring proposition across card-present (CP) and e-commerce payments, driving product growth, innovation, and commercial performance.
Key Responsibilities:
- Own product strategy and development of CP and e-commerce acquiring, including POS and unattended solutions.
- Analyze market trends, customer needs, and competitor activity to identify growth opportunities.
- Lead product planning, development, testing, launches, and continuous optimization.
- Drive acquiring economics, merchant pricing, interchange, scheme fees, processor costs, and profitability.
- Lead cross-functional teams, challenge technical solutions, make product decisions, and manage external partners.
- Establish scalable processes and ensure effective operational handover.
Requirements:
- 5+ years of Product Management experience in payments, fintech, banking, or financial services.
- Proven CP/POS acquiring product experience and strong e-commerce acquiring knowledge.
- Understanding of CP/CNP acquiring, processing, authorization, settlement, and card-payment ecosystems.
- Experience with processors, POS vendors, gateways, acquirers, and card schemes.
- Knowledge of Visa, Mastercard, AMEX, Apple Pay, Google Pay, acquiring economics, and relevant regulations.
- Strong analytical, commercial, strategic, communication, and leadership skills.
- Fluent English (written and spoken).
- Open Banking/A2A, SQL, databases, SDLC, Jira, and Confluence experience are advantages.
Hourly Rate: From €35/hour under a B2B contract, depending on the candidate’s experience, skills, and competencies.
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