[Remote] Rating Analyst
Note: The job is a remote job and is open to candidates in USA. The Standard is an insurance company focused on financial stability, customer service, and innovative technologies that support customer needs. The Rating Analyst supports underwriting by analyzing plan designs and broker-submitted specifications, calculating rates, preparing binding proposals for routine risks, and collaborating on complex cases and business initiatives.
Responsibilities
- Analyze and evaluate broker-submitted specifications and existing plan designs to identify requested products, plan structures, and coverage options
- Apply underwriting guidelines and business judgment to determine appropriate plan designs, product options, census formatting, and calculated rates
- Prepare and release binding proposals for routine insurance risks in accordance with established business rules and underwriting authority
- Provide underwriting and rating support for large and complex cases, ensuring accuracy and adherence to company standards
- Collaborate with sales, service, and home office teams to deliver responsive customer service, resolve issues, and support strategic projects and business objectives
Skills
- Education: Associate degree required
- Experience: 2 years of experience applying critical thinking, analytical evaluation, and decision-making experience
- Strong analytical and decision-making skills with the ability to interpret information and identify solutions
- Ability to perform accurate mathematical calculations, including basic algebraic formulas
- Proficiency in Microsoft Office Suite, including Excel, Word, Outlook, and PowerPoint
- Strong written and verbal communication skills
- Excellent time management and organizational skills with the ability to manage multiple priorities
- Customer-focused approach with a commitment to delivering high-quality service
- Ability to apply underwriting guidelines, contract provisions, and applicable insurance regulations
- Experience in insurance, underwriting, rating, benefits administration, or a related analytical role; ability to work independently and collaborate effectively with internal stakeholders
- Bachelor's degree preferred
Benefits
- Remote work arrangement in the USA
- Medical, dental, and vision benefits
- 401(k) plan with matching company contributions
- Annual incentive bonus plan
- Generous paid time off including 11 holidays, 2 wellness days, and 8 volunteer hours annually — PTO increases with tenure
- Opportunities for career growth and advancement
- Paid parental leave
- Adoption/surrogacy assistance
- Employee giving program that double matches donations to eligible nonprofits and schools
Company Overview