[Remote] Software Engineer, Lending
Note: The job is a remote job and is open to candidates in USA. OnePay is the consumer fintech trusted by millions of Americans to make money better. As a Full Stack Engineer on our Lending team, you’ll help deliver impactful projects at scale and support the technical direction of lending products that reach millions of customers.
Responsibilities
- Lead technical design and implementation for projects powering our lending platform
- Set architectural standards and ensure best practices in code quality, performance, and scalability
- Partner closely with product, design, and operations to shape and deliver lending product strategy
- Oversee optimization of systems for reliability, security, and scalability
- Own technical decision-making, balancing rapid delivery and sustainable solutions
Skills
- 8+ years of experience building and scaling distributed systems, high-throughput APIs, or data-intensive services
- Solid hands-on full-stack engineering skills, with proficiency in backend architecture and modern frontend frameworks
- Experience designing or working on reliable, secure, and high-performance systems—ideally in payments, lending, or other regulated consumer finance domains
- Clear communication skills and a collaborative working style
- Initiative and growth mindset—eager to learn and contribute as a team player
Benefits
- Stock options
- Health benefits from Day 1
- 401(k) plan with company match
- Remote-friendly (US)
- Flexible time off (FTO)
- Opportunities for growth
- Inclusive culture where your work has real impact
Company Overview