Sr Risk Systems Developer

Sr. Risk Systems Developer

Remote

Community Choice Financial is looking for a Sr. Risk Systems Developer to join our Credit Risk Strategy Team and support the customer approval process by ensuring the decision engine platform is meeting operational expectations. As a Sr. Risk Systems Developer, you’ll think logically about reducing manual or repetitive tasks and have a hand in designing and developing effective underwriting strategies and scoring models.

Benefits and Perks*

• Uncapped Flexible Paid Time Off.
• Paid on-the-job training and a comprehensive new hire program.
• Access to a robust learning management system, full of e-learning modules to help boost your professional and personal development.
• Performance-based career advancement.
• Educational Reimbursement Program.
• Multiple coverage choices for medical insurance, all include telemedicine and medical spending account options (HSA/FSA).
• Traditional 401(k) and Roth 401(k) Retirement plan with a generous Company match program.
• Company-Sponsored Life and AD&D Insurance.
• Basic and Enhanced Voluntary benefits so you may choose the right coverage at the right price for you and your family. Plans include dental, vision, short-term and long-term disability plans, supplemental life and AD&D insurance, accident, critical illness, hospital indemnity, ID theft protection, legal services program, and pet insurance.
• Free access to mental health resources, life coaching, and more for you and your family members through our Employee Assistance Program.
• Free access to exclusive discounts from nationwide and local retailers through our Discount Marketplace.
• A relaxed, business casual dress code that includes jeans and sneakers! 

*Based on current benefit offering, which is subject to change with or without notice. Certain benefits are subject to the terms and conditions of the governing plan documents which should be consulted for additional details and eligibility requirements.

• Execute the technical development of credit risk / underwriting processes using system tools that require program scripting, system configurations, and strong technical testing methods.
• Conduct Unit testing of all changes to the decision engine both within the DE platform as well as through the API channel.
• Translate underwriting processes and strategies into technical designs through collaboration with multifunctional teams and document these processes and procedures.
• Produce high-quality technical documentation of processes and procedures that are implemented within the DE platform.
• Perform peer code reviews for the Risk development team.

• Bachelor’s degree in mathematics, Economics, Finance, or another related field.
• Minimum 3 years of experience in Software Development, Decision Engine Systems, Credit Risk Systems or a related technical role.
• Experience with decision engine software such as Blaze, Powercurve, GDSLink, or especially Provenir.
• Prior work with relational databases and experience with SQL or similar tool.
• Hands-on experience working with REST/SOAP web services (including deep knowledge of JSON/XML data structures).
• Experience with MS Office, especially MS Excel.
• Experience with JavaScript development.
• Strong analytical and problem-solving skills with the ability to think logically and effectively utilize techniques to develop and execute effective solutions.
• Ability to work effectively both independently and as a team member.
• Ability to succeed within a cross-functional team emphasizing collective ownership in a fast-paced environment.
• Confidence and willingness to challenge status quo but also able to concede and execute other’s ideas when necessary.

Preferred Qualifications

• 3-8 years of experience in the financial services industry
• Master’s degree (MS or MBA) in Mathematics, Computer Science, Finance, or another related field
• Experience with R, Python, SAS, or other data science and statistical analysis language
• Azure DevOps
• Postman and API testing frameworks

We are honored to be recognized as a Military Friendly Employer and Military Friendly Spouse Employer for four consecutive years and have received designation as a Top Employer for Hispanic and Latinos by HLPA in 2023, 2024, and 2025. Additionally, we have been named one of America’s Greatest Workplace in Financial Services 2025 by Newsweek. 

The Community Choice Financial® Family of Brands ("CCF" or the “Company”), is one of the largest consumer specialty finance organizations in the U.S. We provide our customers, Team Members, and communities the Power of Choice with over 10 brands represented in more than 1,500 brick-and-mortar stores serving 24 states and online product offerings in 20 states. Community Choice Financial® Family of Brands is steadfast in our commitment to help people across the country get access to the short-term financial services they need when they need it the most.

Think you’d thrive here?  Learn more at https://www.ccffamilyofbrands.com/explore-careers

The information contained herein is not intended to be an all-inclusive list of the duties and responsibilities of the job, nor is it intended to be an all-inclusive list of the skills and abilities required to do the job. The Company may, at its discretion, revise the job description at any time, and additional functions and requirements may be assigned by supervisors as deemed appropriate.  Requirements, skills, and abilities included have been determined to illustrate the minimal standards required to successfully perform the position.

Important: The Community Choice Financial® Family of Brands will never ask you for banking or other payment information at any point during the interview or hiring process, nor will we conduct an interview via text message. Any official email correspondence will come from the domains @ccfi.com. In-store positions are in person only.

The Community Choice Financial® Family of Brands is committed to providing an inclusive workplace free of discrimination based on race, color, religion, sex, age, national origin, military status, disability, pregnancy, sexual orientation, gender identity or expression, genetic information or any other characteristic protected by applicable law. Candidates of all backgrounds are encouraged to apply. CCFI Companies, LLC is an equal-opportunity employer.

Please note, we do not accept unsolicited resumes from third-party recruitment firms or agencies.

Bachelor's degree in a related field and 3+ years in software development, decision engine, credit risk, or related technical work. Requires SQL, REST/SOAP, JSON/XML, JavaScript, and analytical skills.

Key Responsibilities

• developing processes
• testing changes
• reviewing code

Skills & Tools

Blaze, Powercurve, GDSLink, Provenir, SQL, REST, SOAP, JSON, XML, Microsoft Office, Microsoft Excel, JavaScript, R, Python, SAS, Azure DevOps, Postman

Job Details

• Category: Software Development
• Seniority: Mid Level
• Commitment: Full Time
• Workplace: Remote — United States
• Languages: English

Benefits

• 401k matching
• Generous paid time off
• Tuition reimbursement
• Retirement plan

About Community Choice Financial Family of Brands

A consumer specialty finance organization providing short-term financial services through physical stores and online offerings. — Industry: Finance