Underwriter

Apply Job Type Full-time Description Midwest Family Mutual Insurance Company is an “A-” (Excellent) rated property & casualty insurance company. We have maintained a fully work-from-home environment since 2006 and are seeking an entry level Commercial and Personal Lines Underwriter to join our growing team. Key Responsibilities - Evaluate and underwrite both commercial and personal lines of new and renewal business submissions in accordance with assigned authority levels and underwriting guidelines. - Assess risk characteristics and exposure to determine pricing and coverage options. - Cultivate and maintain strong relationships with independent agents. - Negotiate terms and conditions with producers to write profitable business. - Maintain compliance with underwriting policies, standards, and regulatory requirements. - Contribute to the evolution of underwriting strategies, guidelines, and workflows, including the development of AI-driven tools to enhance underwriting accuracy, efficiency, and decision-making. - Participate in training, mentoring, or knowledge-share initiatives to support continuous improvement. Requirements - 0–3 years of experience in property and casualty insurance, or related coursework/internship experience. - Eagerness to learn underwriting principles, coverage forms, and endorsements. - Strong analytical skills, with a keen attention to detail. - Must have high-speed cable/DSL internet and a dedicated home office space. - Excellent written and verbal communication skills. - Self-motivated and capable of working independently with strong time-management abilities. - Proficient in Microsoft Office Suite and comfortable with various technologies and systems; strong keyboarding skills. - Effective team player, able to collaborate across departments and roles. - Commitment to regular and reliable attendance. - Adherence to internal control policies relevant to assigned job responsibilities and administrative duties. - Willingness to perform additional duties as assigned by management. Education - Bachelor’s degree in Business, Insurance, or a related field preferred. - Professional designations (e.g., CPCU, AU, ARM) are a plus and demonstrate a commitment to ongoing industry education. Compensation & Benefits - Competitive salary, internet reimbursement, and an excellent benefits package including Medical, Dental, Vision, Health Savings, and Flexible Spending accounts. - Short-Term and Long-Term Disability, and Life Insurance. - Robust retirement plans, including a 401(k)/Roth 401(k) with company match and a Defined Benefit Pension Plan.