Credit Analyst

Headquartered in Lakeville, Minn., Post Consumer Brands, a business unit of Post Holdings, Inc., is dedicated to providing people and their pets with delicious food choices for every taste and budget. The company's portfolio includes beloved brands such as Honey Bunches of Oats™, PEBBLES™, Grape-Nuts™ and Malt-O-Meal™ cereal and Peter Pan™ peanut butter, as well as Rachael Ray® Nutrish™, Kibbles 'n Bits™ and 9Lives™ dog and cat food. Post also provides private label solutions to customers in pet food, cereal, nut butters and granola. As a company committed to high standards of quality and to our values, we are driven by one idea: To make lives better by making delicious food accessible for all. For more information about our brands, visit www.postconsumerbrands.com and follow us on LinkedIn or Facebook for the latest news.

This position is remote.

Credit Analyst

Location Requirements

• This position is remote-eligible; however, only candidates based in Minnesota will be considered. 

The Credit Analyst manages credit and collection activities for an assigned portfolio of business customers. In this role, you will evaluate creditworthiness, monitor financial exposure, collect receivables, and review orders for release while balancing risk, business needs, and customer relationships.

You will use financial information, account activity, industry data, and sound judgment to protect the business, support timely order decisions, and help customers resolve account issues. Your work will strengthen credit controls, improve receivables performance, and keep internal partners informed of emerging risk.

Key Responsibilities

• Conduct credit investigations for new and existing customers using credit applications, financial information, references, third-party resources, and industry data.
• Evaluate customer creditworthiness and recommend or establish credit limits within assigned authority; partner with the Credit Manager on higher-volume, extended-term, or elevated-risk situations.
• Monitor payment activity, credit exposure, account history, aging, and emerging risk indicators; identify changes that may signal increased financial risk.
• Prioritize and pursue collection activity through telephone, email, customer portals, and other appropriate methods; document customer commitments, disputes, and follow-up.
• Research payments, credit memos, deductions, potential cash-application issues, and unearned cash discounts; coordinate resolution with the appropriate teams.
• Review customer orders against credit guidelines, available credit, account status, payment history, and current exposure; release, hold, or escalate orders within established authority.
• Maintain complete and accurate credit files, customer credit and billing information, Accounts Payable contacts, and supporting account records.
• Coordinate with Customer Master Data and internal partners to support accurate ship-to, billing, invoice, and account relationships.
• Prepare weekly, monthly, and ad hoc credit and collection reporting; communicate significant payment trends, collection barriers, and elevated risk to the Credit Manager.
• Monitor industry and third-party credit information, maintain credit and collection procedures, and support continuous improvement in controls, efficiency, risk management, and Days Sales Outstanding.

Why You’ll Love This Role

• Make a visible impact by balancing smart risk decisions with the needs of the business and its customers.
• Own a varied portfolio and use analysis, judgment, and relationship-building to move work forward.
• Collaborate across credit, customer service, master data, cash application, and other internal teams to solve account issues.
• Help strengthen processes and controls while supporting efficient collections and timely order decisions.

Location Requirements

• This position is remote-eligible; however, only candidates based in Minnesota will be considered. 

Education

• Associate degree with relevant experience may be considered.
• Bachelor’s degree in Accounting, Finance, Business Administration, or a related field preferred.

Required Qualifications

• Proficiency with Microsoft Office Suite and applicable credit, accounts receivable, reporting, customer-management systems, and customer portals.
• Strong knowledge of credit-risk assessment, collections, account reconciliation, and receivables management.
• Ability to independently prioritize work based on aging, dollar exposure, payment history, order urgency, and financial risk.

Preferred Qualifications

• Five or more years of commercial credit, collections, accounts receivable, or related experience preferred.
• Food-industry or similar high-volume experience is a plus.

Success in This Role

• Uses sound judgment and attention to detail to make timely, well-supported credit and order-release decisions.
• Communicates clearly and professionally in writing and conversation with customers and internal partners.
• Applies analytical and problem-solving skills to reconcile accounts, investigate risk, and resolve payment issues.
• Stays organized, documents activity accurately, and follows through on commitments and required next steps.
• Builds constructive customer relationships while maintaining appropriate financial controls.

Ready to Make an Impact?

Bring your credit judgment, collection experience, and customer-focused approach to Post Consumer Brands. If you are ready to manage meaningful financial exposure, solve complex account issues, and help the business make confident decisions, we invite you to apply.

Proficiency with Microsoft Office Suite and credit/AR systems; strong knowledge of credit-risk assessment, collections, account reconciliation, and receivables management; ability to prioritize work based on aging, exposure, and risk.

Key Responsibilities

• evaluating creditworthiness
• collecting receivables
• reviewing orders

Skills & Tools

Microsoft Office Suite

Job Details

• Category: Finance and Accounting
• Seniority: No Prior Experience Required
• Commitment: Full Time
• Workplace: Remote — Minnesota, United States
• Salary: USD 55,937 – 76,075 / year
• Languages: English

About Post Consumer Brands

A food company providing cereal, pet food, and other grocery products. — Industry: Manufacturing